Access to Capital for Entrepreneurs

Access to Capital for Entrepreneurs (ACE) is a non-profit organization that provides small business loans, ranging from $500 to $50,000, to start and grow businesses in Georgia. Certified by the U.S. Treasury as a Community Development Financial Institution (CDFI), ACE provides loans to small businesses that lack access to traditional forms of credit by partnering with banks to meet “credit gaps.” ACE uses personalized underwriting, flexible loan terms, and ongoing assistance to give businesses the support and capital it needs to grow and thrive, as well as offering Green Loans for small businesses to start or expand an eco-friendly product or service or “green” an existing business.

  • Private
  • With a Georgia Green Loan, small businesses can develop or enhance an eco-friendly product or service or “green” an existing business:

3173 Hwy 129 North, Cleveland, GA 30528
Phone: 706-348-6609
Fax: 877-287-6081


A private, non-profit organization, ACCION USA’s core products are small business microloans ranging from $500 to $50,000 for business owners who are unable to obtain loans from traditional lenders. ACCION USA works with borrowers one-on-one to assess their credit and business situation to determine an appropriate loan size; therefore, minimizing risk. ACCION USA offers loans for startup businesses (less than 6 months in operation) of up to $30,000; Credit Builder loans of $700 to help establish credit for first-time borrowers; and Credit Development loans of up to $10,000 to help individuals continue to establish their credit history.

  • Private
  • Non-profit
  • Based in New York, operates direct lending offices in Atlanta
  • Requirements: Have a credit score of 575 or more; have not declared bankruptcy in the past 12 months or foreclosure in the past 12 months; up to date on all bills; not have more than $3,000 in past due debt; exhibit steady cash flow and ability to support monthly loan payments; provide a co-signer if needed

1201 Peachtree Street NE, Building 400, Suite 200, Atlanta, GA 30361
Phone: (770) 929-6869
Fax: (678) 826-0896

Accuitive Medical Ventures

A private, venture capital firm, Accuitive Medical Ventures seeks revolutionary medical technology investment opportunities. In conjunction with The Innovation Factory, an Atlanta-based medical device incubator, Accuitive serves both the entrepreneurial and inventor markets. Accuitive specializes in two distinct types of investments: venture financing for companies with exceptionaltechnology and teams; and venture financing and management of technologies being developed within The Innovation Factory.

  • Private
  • Must pertain to medical technolgies, or similar; the device or technology must have the potential to serve a market of over $500 million in global annual product revenues

2905 Premiere Parkway, Suite 150, Duluth, GA 30097
Phone: (678) 812-1101
Fax: (678) 417-7325

The Atlanta Micro Fund

The Atlanta Micro Fund (AMF) is a non-profit organization that provides funding and business management assistance to entrepreneurs establishing small businesses in metro Atlanta. AMF acts as a Small Business Administration (SBA) Micro Loan Intermediary; therefore, the organization receives loans, not grants, to fund its loan pool. AMF then repays its SBA loan obligations through the timely repayment of loans from AMF borrowers. First time borrowers are eligible to apply for a loan up to $10,000, and up to $15,000 for repeat borrowers.

  • Private
  • Non-profit
  • Must be for-profit; must have annual revenue under $250,000 if already an existing business; must have household income less than $100,000

100 Flat Shoals Avenue SE, Atlanta, GA 30316
Phone: (678) 539-6900

Atlanta Technology Angels

A member of Angel Capital Association, Atlanta Technology Angels (ATA) is a group of accredited investors who support startup and earlystage, high-growth businesses in Georgia. In addition to providing funding, the ATA provides connections, knowledge, mentoring, and operational assistance to members. Through the investment of time and capital, the members of ATA collaborate with each other on mentoring, deal screening, and due diligence, but ultimately make individual decisions regarding potential investments.

  • Private

DeKalb Enterprise Business Corporation

A private, non-profit business development organization, DeKalb Enterprise Business Corporation (DEBCO) specializes in loan programs for new and existing small businesses. Small businesses seeking professional advice, small loans, and/or technical assistance must be located in DeKalb, Gwinnett, Rockdale, Henry, Clayton, Cobb, Fulton, Fayette, Newton, and Douglas counties. DEBCO works in conjunction with the U.S. Small Business Administration (SBA); SBA provides funds and DEBCO acts as an intermediary lender. DEBCO also offers MicroLoans (ML), not guaranteed by SBA, of up to $10,000.

  • Private
  • Non-profit
  • Based in Dekalb, services Gwinnett
  • Must have fewer than 5 employees; has less than $500,000 in annual sales; must provide letter stating inability to obtain credit from other lending

100 Crescent Centre Parkway, Suite 395, Tucker, GA 30084
Phone: 404.378.1899

Florida Business Development Corporation DBA Georgia Small Business Capital in the State of Georgia

Florida Business Development Corporation (FBDC) is a private, non-profit Certified Development Company (CDC) established to administer the SBA 504 Program. Serving the state of Georgia as Georgia Small Business Capital, its purpose is to assist healthy, growing small businesses in securing long-term, below market, fixed-rate financing for the acquisition of fixed assets. As the second most active CDC nationwide for the fiscal year ended September 2010, FBDC has originated over 4,200 small business loans resulting in nearly $5 billion in approved projects over the past 21 years.

  • Private

4500 Hugh Howell Road, Suite 640, Tucker, GA 30084
Phone: (404) 373-8601
Fax: (404) 373-8706

Georgia Sustainable Community Ventures
Gwinnett Unity Microloan Program

Georgia Sustainable Community Ventures (GSCV) was created to achieve dedicated social and economic goals, as well as achieve financial returns for donors and sponsors. The GSCV is a sustainable growth investor, focused on asset building, and community improvement, one family at a time and one business at a time. GSCV believes that wealth building, market forces and entrepreneurship can be harnessed for the greater good. It assists communities, groups, businesses, and individuals in the development of sound financial practices. We lend for growth and asset accumulation, by using technology, training, mentoring, and motivation. Through our Gwinnett Unity Microloan Program we offer small businesses an avenue to do business in a socially responsible way.

  • Private
  • Non-profit

3330 Madison Street, College Park, GA 30337
Phone: (404) 285-0286

Georgia Micro Enterprise Network

Georgia Micro Enterprise Network (GMEN) works to create opportunities, provide support, and make advancements for microenterprise development through board leadership, training, and programs. GMEN describes a micro enterprise as a business with 0-5 employees needing less than $35,000 in startup capital. By partnering with second-stage business development suppliers, GMEN is able to provide expertise on how to support existing entrepreneurs in their business growth. This private, non-profit organization provides services in Business Startup, Business Development, Business Capital, and Green Business.

  • Private
  • Non-profit

Phone: (404) 731-2226


Gwinnett Village Financial Services Center

The Gwinnett Village Financial Services Center (GVFSC) is Gwinnett’s only state-of-the-art, one-stop shop focusing on career connections, entrepreneurship, financial stability and sustainable home ownership. The Center provides a range of services and workshops to help individuals and families with financial management and career development. Additionally, the Center launched a small business program to help current and prospective small business owners develop their businesses. The program is made up of a 10-week course where individuals complete a feasibility plan and business plan, learn business practices, and build a network of business contacts.

  • Public

Ebony Ramsey
Phone: (770) 449-6515
5855 Jimmy Carter Boulevard, Norcross, GA 30071


Through an online platform, Indiegogo provides the tools for people to create a campaign, share it with a network, engage fans, track information about contributors, and collect funding for an idea, project, or event. Campaign types can be creative, cause related, or entrepreneurial; anyone is able to create a campaign, set a funding goal, and offer perks to contributors. In addition to providing customer service, educational tips, and information tracking for campaigners and funders, Indiegogo also promotes campaigns through social media and traditional press outreach.

  • Private


Kickstarter utilizes Internet-based crowdsourcing to help pair new ideas with financial backers. With Kickstarter, individuals can submit projects in one of 13 categories to acquire funds from the broader community. Project creators set their own funding goals and deadlines all while keeping 100% ownership of their project. Since 2009, Kickstarter has paired more than 4.3 million people with over 43,000 creative projects. All together, $678 million has been pledged towards Kickstarter projects since 2009.

  • Private
  • For-profit

Silicon Valley Bank

Silicon Valley Bank provides assistance to entrepreneurs and enterprising companies by offering diversified financial services for technology and life science companies, venture capital and private equity firms, and premium wineries. Offering financial services to companies of any size and at any growth stage, Silicon Valley Bank’s assistance is available to companies conducting business both in the United States and internationally. With specialized banking services for startups and venture capital firms and funds, Silicon Valley Bank also offers investment services and advising.

3353 Peachtree Rd, NE, North Tower, Suite M-10, Atlanta, GA 30326
Phone: (404) 264-8333
Fax: (404) 467-4467

Small Business Assistance Corporation

The Small Business Assistance Corporation (SBAC) is an SBA intermediary that offers a variety of loan programs to address most small business financing needs. SBA services a variety of different loans, dependent on the county in which the business operates. For Gwinnett County, SBAC offers the SBA 504 and SBA 7(a) loans. For eligibility to receive a loan, a business must be operated for-profit and meet the SBA’s size standards.

  • Private

P. O. Box 10750, Savannah, GA 31412
Phone: (912) 232-4700
Toll Free: 888-287-2137

Small Business Finance Institute

A non-profit organization, the Small Business Finance Institute (SBFI) was formed to provide affordable education, instruction, and mentorship about finance to business owners of all sizes and industries. By providing information and tools, such as blogs, conferences, seminars, and periodic publications to business owners, SBFI seeks to enhance the business’s financial management and
funding. Events of SBFI include its “Stepping up to Business” conference and “Speed Dating for Capital” function.

  • Private

850 Piedmont Avenue NE, Suite 3317, Atlanta, GA 30308
Phone: (404) 406-3181


An Atlanta-based non-profit organization, StartupLounge’s mission is to support the investment process in the development of emerging high-growth companies in Georgia and the Southeast. To support its goal of connecting local angel investors and venture capitalists with entrepreneurs, StartupLounge makes resources, tips, and podcasts available to its members. Some of StatupLounge’s sponsored activities include: CapitalLounge, a thrice annual event that brings investors and early-stage entrepreneurs together; the StartupLounge Podcast, recorded podcasts with Scott Burkett, Michael Blake, and various influential personalities in the entrepreneurial community; PitchCamp, a monthly seminar teaching entrepreneurs how to effectively converse with investors; and AngelLounge, currently the largest organized angel investing group in the Southeast.

  • Private
  • Non-profit

United Way of Greater Atlanta

The United Way of Metropolitan Atlanta offers Individual Development
Accounts (IDAs), dedicated savings accounts that enable low-income
individuals and families to receive “matched” funds to use toward
purchasing assets, such as a small business. Participants in the IDA
program attend economic literacy classes to learn about financial
management and to receive counseling. IDAs can be used to open small businesses, as allowed through the Americans for Independence Act (AFIA).

  • Private

100 Edgewood Avenue, N.E., Atlanta, GA 30303
Phone: (404) 527-7200

U. S. Small Business Administration

The U.S. Small Business Administration (SBA) is a federal agency with the mission to foster small business development across the nation. By working with approximately 5,000 banks, SBA is able to guarantee loans for small businesses and ensure that 23% of federal contract dollars go to small businesses. With 14,000 counselors available to give small businesses guidance, SBA is also able to offer online training and general business educational tools, provide information on grant programs, and help fund the Small Business Development Center (SBDC).

  • Public
  • Leading Channel:

Venture Atlanta

Venture Atlanta, Georgia’s technology innovation event, provides the opportunity for Georgia’s top technology innovators to meet the country’s top-tier investors. As the state’s largest investor showcase, Venture Atlanta connects Georgia’s entrepreneurs with venture capitalists, bankers, angel investors, and others who can assist them with raising the capital they need to grow their businesses. The annual non-profit event is a collaboration of three Georgia business organizations: Atlanta CEO Council, Metro Atlanta Chamber, and the Technology Association of Georgia (TAG). The Venture Atlanta website also provides a resource center for both investors and entrepreneurs.

  • Private

3605 Sandy Plains Road, Suite 240-107, Marietta, GA 30066
Phone: (770) 298-4202